Penny Pincher Journal

On December 15 of 2014 I published an ebook on Amazon called Pinch Like You Mean It! 101 Ways to Spend Less Money Now . My Book Has I...

Pinch Like You Mean It- Audiobook Launch! Pinch Like You Mean It:  The Audiobook is out! I am excited to announce the release of my f...

Pinch Like You Mean It!  101 Ways to Spend Less Money Now by Dr. Penny Pincher Read this eBook it in its entirety here on Penny P...

Dedication To my sons who impress me all the time with their smart decisions with money.  These guys really know how to save money and av...

Introduction Why would a guy who likes saving money write a free book?  I once read there are only two reasons to write:  to make money or...

Disclaimer The information presented in the book is for informational and entertainment purposes only and does not constitute financial, a...

Tip 1: Avoid sales tax on food Buying food at a convenience store is rarely a good idea, but if you do, here is a tip to avoid paying sal...

Tip 2: Save big at Kohl’s Kohl’s is a national chain store that sells clothes and small appliances.  They have lots of clearance sale item...

Tip 3: Save 10% on milk My local independent grocery store has a punch card for milk.  You get a punch for each gallon you buy.  When you ...

Tip 4: Make coffee at home, save over $500 per year This is one of my favorite ways to save money.  I grind my own beans and make coffee a...

Tip 5: Pack lunch instead of eating out Another big money saver is bringing lunch from rather than eating out.  It takes some effort and p...

Tip 6: Sharpen disposable razor blades Disposable razor blades are expensive and don't seem to last very long.  Did you know you can s...

Tip 7: Cut cable TV or satellite TV A big expense for most households is cable TV or satellite TV.  I was paying over $100 per month for s...

Tip 8: Buy less gas for your car Fuel is a big expense for most people.  You can get better gas mileage by changing your driving habits.  ...

Tip 9: Enjoy cheap- or free- exercise Having a cheap form of exercise that you enjoy makes it easier to get exercise and stay in shape.  M...

Tip 10: Save when eating out Of course eating out typically costs more than preparing food at home, but there are ways to save when eating...

Tip 11: Get pets at the animal shelter for almost free I have gotten some great dogs and cats at animal shelters for almost free.  I also ...

Tip 12:  Have less stuff Having less stuff can actually help you spend less money.  With less stuff, there is less pressure for space whic...

Tip 13: Haircuts at home One of the easiest ways to spend less money is to skip going to the barbershop and get haircuts at home with your...

Tip 14: Walk instead of drive I try to walk instead of drive to run errands or go to appointments when I can.  Typical walking speed is ab...