Gap Credit Card
When buying some clothes at the Gap store in the mall for my son, I was offered the chance to sign up for a Gap credit card and save 15% on my purchase. Since this amounted to about $10 of instant savings, I was interested. The GAPCARD is a savings program that includes other opportunities for discounts and rewards including:
- 15% off initial purchase
- 10% off Tuesdays
- Special Ads and coupons
- Extra 10% off for first 60 days
- Earn $10 Reward Card for every $200 spent at Gap, Old Navy, and Banana Republic
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| Save Money at the Gap Store with a GAPCARD Image Source: Dr. Penny Pincher |
Bonus offer- $30 Store Credit
When I received my Gap credit card in the mail a few days later, the envelope include an offer for $30 store credit if for using the card outside of Gap/Old Navy/Banana Republic within 30 days. The Gap credit card is a Visa card and can be used anywhere Visa is accepted. I plan to use it to buy gas tomorrow and book the $30 in store credit.Earn $10 Rewards Cards
You can earn rewards from shopping at Gap, Old Navy, and Banana Republic. For every $200 you spend at these stores, you'll earn a $10 Reward Card. I sometimes shop at Old Navy, and my son seems to like Gap, so earning a $10 reward seems possible.Tuesday Discount Deals
If you shop at Gap on Tuesdays, you’ll save 10% after you get a Gap credit card, plus 10% extra during the first 60 days. Saving 20% would merit a special trip if you are planning to buy more than one item.One hazard of getting a credit card is ending up with a balance on a credit card with a relatively high annual percentage rate (APR). Most cards that provide rewards and benefits have a high APR. I plan to pay the balance off every month to avoid paying interest and fees.
How do you sign up?
Instant credit card application is available in the store. The cashier will ask questions, and you use a touch screen to enter information to apply for a credit account. The credit check is done within a few seconds of applying. |
| Gap Credit Card Image Source: Dr. Penny Pincher |
What information is required to apply for a Gap credit card?
During the credit application, you will need to provide:- Photo ID
- Other credit card
- Address
- Phone number
- Social Security Number
- e-mail address
Can you use account right away?
Yes, you can use the Gap credit card immediately if you are approved. You will save 15% off of your purchase and the balance goes on your new Gap credit card account.Penny Pinching Tips:
- You can maximize this 15% discount if you apply for the card when you are making a sizable purchase anyway, for example Easter clothes or back-to-school clothes.
- Avoid being motivated by special offers to buy more than you intend
- Pay off the balance on your Gap Card each month to avoid interest and fees
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