Tip 15: Credit card pointsCredit cards are expensive if you carry a balance and pay high interest rates. But you can get some great points and rewards if you use a credit card and pay off the balance every month.
I have my credit card reward points linked to my Amazon account. I can use my credit card points to buy anything on Amazon. Since I have Amazon Prime, I also get free 2-day shipping. The credit card points work to save money buying electronics and gift items.
Using a credit card is convenient compared with using cash or checks. I like to use a credit card rather than my debit card that is linked to my checking account. Credit card companies are better at refunding money if a card is stolen. If I am using a credit card anyway, I might as well get points that I can use to save money.