Tuesday, November 17, 2015

Would You Wear Shoes With Duct Tape?

Why I Wear Shoes with Duct Tape

The other day my wife wanted me to wait in the car while she went in the store.  "Is it the shoes, or just me in general?" I asked.  After some consideration, she selected "the shoes" as the reason she wanted me to wait in the car...


Would You Wear These Shoes With Duct Tape?
Would You Wear These Shoes With Duct Tape?

When my shoes were dirty and foul smelling this spring, I gave them a bath and kept right on wearing them.

When my shoes got holes in them and my socks started getting dirty through the holes, I took action.  With a few cents worth of duct tape and a moment of my time, I may be able to get another year of use out of my tennis shoes.  Shoes with duct tape may not be the coolest fashion statement, but they work.

You may wonder why I patch up my old shoes with duct tape instead of buying a new pair.  The answer is simple: money.  I think spending money on a new pair of shoes when I have bills to pay is a terrible idea.  I would rather hang on to a little money for myself instead of paying $50 for a new pair of shoes.  There are so many things I have to spend money on, and new shoes is not one of them- as long as I have duct tape!

Wearing shoes with duct tape is not for everyone.  Most people would prefer to cut back on things that are less visible to others such as food or entertainment expenses.  Unlike most people I am ready, willing, and able to cut back on all of these expenses.

How to Extend the Life of Your Shoes with Duct Tape

Extend the Life of Your Shoes with Duct Tape
Extend the Life of Your Shoes with Duct Tape

Here are some tips from my experience using duct tape to stretch the life of tennis shoes:

The key to using duct tape successfully on shoes is NOT to wrap the tape around the bottom of the sole of the shoe.  This makes the bottom of the shoes slippery.  I learned this the hard way on a previous shoe repair project when I nearly slipped and fell down while mowing.

Duct tape does not stick very well to the mesh material of tennis shoes, so I try to use the hard material along the edge of the sole as a place to get some good adhesion.  I also try to use fairly long pieces of duct tape and wrap it around so that it sticks to itself.

Another tip to make your shoes last longer with duct tape- make sure the shoes are really dry when applying the duct tape.  Duct tape will not stick very well if the shoes are damp or dirty.  It works best to apply the duct tape at warmer temperature, this seems to make the adhesive work better.

You might not be able to bring yourself to wear worn out shoes repaired with duct tape.  That's OK.  There are tons of other ways to save money instead.

Copyright © 2015 by Dr. Penny Pincher.  All Rights Reserved.  Privacy Policy

Saturday, November 7, 2015

Rent-to-Own Ripoff: Undercover Investigation

Investigating Rent-to-Own Store Prices


Disguise for Undercover Investigation of Rent-to-Own Prices

As a staff writer for Wise Bread, I was recently assigned to investigate rent-to-own stores.  Are Rent-to-Own stores a ripoff?

Following is a slightly fictionalized account of this undercover investigation.



"Great to see you, Dr. Penny Pincher," said my editor as I walked into his office.  He was seated behind a large mahogany desk with only a desk lamp and a mechanical typewriter on its vast surface.

"Likewise," I said cheerfully, removing my hat.  I hung it on the coat rack and closed the door.  I enjoyed coming to my editor's office because that meant a new article assignment, and that meant money.

"I think people are being ripped off at rent-to-own stores, but I can't prove it," he said.  I always appreciate how my editor gets right to the point.  He manages a lot of writers and has learned to be efficient.

"Interesting topic," I said as I sat down across the desk from him.   "But I have never bought anything at a rent-to-own store."

"We're going to send you undercover," he said.

"But undercover investigations can be risky," I objected.  "Maybe we should send in a private detective instead."

"I thought about that, but we need you.  This is going to require math," he said.

"I see," I said.  "But I still think it could be risky."

My editor opened his top desk drawer and pulled out a fat envelope with "rent-to-own ripoff" typed on it.  The envelope made a deep thump when he dropped it on his desk in front of me.  From its thickness and the sound it made, I couldn't tell if it contained more cash than usual or not.

After a second or so of deliberation, I scooped up the envelope and slid it into the inside pocket of my sport coat as I stood up.  "I'm on it," I said and started toward the coat rack to get my hat.

"Wait," said my editor.  "You can't go undercover looking like that.  They'll recognize you as Dr. Penny Pincher.  You'll need a disguise so you can see how they really operate."

"Roger that," I said as I put my hat on and headed out.

I realized my editor was right.  If I went into the rent-to-own store and they recognized me as Dr. Penny Pincher, they could change their deals so that they would look better in my article.

Dr. Penny Pincher- Before Disguise
I got off the city bus at a department store on my way to the rent-to-own store and picked up a new hat for $3 on the clearance rack.  My disguise was complete, and I was ready to begin my undercover investigation...

Dr. Penny Pincher- In Disguise for Undercover Investigation
One of the shocking things I learned is that buying a TV at the rent-to-own store would have resulted in paying an annual interest rate of over 140%!

Here is a link to the full article so you can learn how much it really costs to buy something at a rent-to-own store and learn about much less expensive options:  This Is How Much A "Rent-To-Own" TV Really Costs

Copyright © 2015 by Dr. Penny Pincher.  All Rights Reserved.  Privacy Policy

Sunday, November 1, 2015

Used EVO CX Exercise Bike Review

Used EVO CX Exercise Bike Review


Used EVO CX Exercise Bike
Used EVO CX Exercise Bike

I am always looking out for cheap used exercise equipment that I can use to stay in shape.  I have been looking for an exercise bike for a year or so since my old 20 year old Schwinn Airdyne broke.  I wanted something much more sturdy and capable of providing a quick, intense workout.

Last week, I found what I was looking for- and more- at the 2nd Wind used exercise equipment store.


The store obtained some used professional grade exercise bikes from a fitness center and was offering them at a substantial discount.  The EVO CX can be ridden like a standard exercise bike, but it has a neat trick.  It has a sway mechanism that allows you to stand up and work your core.  This simulates the motion of standing up and riding a bike up a steep hill.  What a workout!  I feel like I could leap over a small building after doing this a few times...

This sturdy piece of gear is just what I needed.  It is a heavy item, I would guess it weighs around 100 pounds.  I had my teenage son help carry it to my exercise room upstairs.  The base does have wheels to make it easy to position in your workout room.

The EVO CX is quickly and easily adjustable since it is designed for heavy use by people of different shapes and sizes in a fitness club.  It has a nice handle bar assembly that holds 2 water bottles plus your cell phone.  The hand rest allows a lot of different hand and arm positions while riding.

This is a simple "spinner" exercise bike.  You don't need to plug it in, and it does not have automatic exercise programs.  There is a red resistance knob that you can turn to increase or decrease the resistance.  Pushing the button stops the pedals from spinning when you are ready to stop.

 EVO CX Professional Grade Exercise Bike
EVO CX Professional Grade Exercise Bike

This bike includes a built-in computer to track your time, distance, and heart rate, although I did not get the wireless heart rate strap with my used model.

Really, this is two exercise machines in one.  You can ride this like a standard exercise bike, or you can set the switch to allow sway and stand up.  The exercise you get by standing up and swaying is more like running or sprinting.  I am in pretty good shape from riding my real bike up hills all summer, but this exercise bike is able to challenge me with a good workout that takes only a few minutes.

If you are looking for a really solid exercise bike to add a piece to your workout, check out the EVO CX.



These are pretty expensive new, check out used EVO CX on eBay:

EVO CX on eBay

Copyright © 2015 by Dr. Penny Pincher.  All Rights Reserved.  Privacy Policy

Monday, October 12, 2015

Straw Bale Garden Harvest

Harvesting Vegetables from My Straw Bale Garden


One Day's Harvest From My Straw Bale Garden
 One Day's Harvest From My Straw Bale Garden 

I have started to write this "Straw Bale Garden Harvest" post a couple times now, but the garden just keeps on going.  We had a beefsteak tomato tonight with dinner and still get great cherry tomatoes every day.  Even thought the garden is still producing, I will go ahead and summarize the harvest.

If you want to learn all about straw bale gardens, you can learn everything from planning through harvest:

Watermelon


Watermelon from Straw Bale Garden
Watermelon from Straw Bale Garden


Last week, I had one of the best watermelons I have ever had.  Yes, I grew it in a straw bale!  Of all the things I planted in straw bales, I was most skeptical of the chances of growing good watermelons.  I usually have a hard time growing good watermelons in a regular garden, and thought it would be even harder planting a watermelon in a straw bale.  I don't know if it was the weather, or the soaker hose that I used to
provide regular watering, but the watermelon did well and we got 3 big ones.

Cantaloupe

Cantaloupe from Straw Bale Garden
Cantaloupe from Straw Bale Garden


The cantaloupes produced small fruit, and I am waiting a bit longer to try one.  Since they are small, I hope they will grow a bit more.

String Beans

String Beans from Straw Bale Garden
String Beans from Straw Bale Garden


We had string beans pretty much all summer long.  Having the beans raised up on top of straw bales made them easy to harvest.


Tomatoes

We planted some beefsteak tomatoes that were started from seed, but they just didn't do very well.  From a single growing season, I can't tell if they just didn't do well in the straw bales, or if the weather in general just didn't work very well.  We got a few tomatoes, but far less than we hoped.

Cherry Tomatoes

Cherry Tomatoes from Straw Bale Garden
Cherry Tomatoes from Straw Bale Garden


I would say the cherry tomatoes were our best crop.  They started producing and just wouldn't stop.  I even had plenty of extra cherry tomatoes to share at work.

Broccoli

The broccoli grew very well and produced a lot of broccoli, but I didn't eat much of it.  We had tons of white cabbage butterflies and so we had lots of worms in the broccoli.  I could have sprayed it, but I didn't want to mess around with chemicals.  The butterflies got it this year.

Cauliflower

Same story with the cauliflower- it grew well, but there were a lot of worms.  The problem with pests had nothing to do with the straw bales, we just have a lot of butterflies around.  Next year, I might try putting tents over the cauliflower and broccoli to keep the butterflies off, or maybe use some Sevin garden dust to keep the pests down.

Lettuce and Spinach

The lettuce and spinach grew very well in the straw bales, we planted both of these as seeds right in the bales and covered the seeds with a bit of soil.  I almost forgot about these crops- we finished harvesting these in early spring.  We had fresh salad a number of times.

Jalapeno Peppers

Jalapeno Peppers from Straw Bale Garden
Jalapeno Peppers from Straw Bale Garden


We got lots of jalapeno peppers and they were really, really spicy!

Bell Peppers

We harvested 8 or 10 peppers, which was OK for the small number of pepper plants we put out.  The peppers were on the small side, but this may have been due to the variety of pepper.

Onions

I would say onions were the only crop that failed.  The onions didn't grow very will in straw bales.  I planted about 30 onions from onion sets and we didn't get any at all.  I think I did not water them enough.  As I have mentioned, it takes regular watering to have success with a straw bale garden since the straw bales don't seem to hold water as well as the ground.

Potatoes

The potato plants grew very well in straw bales, and I look forward to a very easy harvest in a few weeks.  I'll simply pull the straw bale apart and scoop up the potatoes- this should be much easier than digging into the ground looking for the potatoes.  I like to harvest potatoes just before Thanksgiving and will probably use them in Thanksgiving dinner.

Cucumbers

I almost forgot about the cucumbers since we pulled the plants last week.  They produced tons on cucumbers all summer long.



My Straw Bale Garden at Harvest
My Straw Bale Garden at Harvest
Thanks for following the straw bale garden this year!  Look for more gardening adventures next spring...

Copyright © 2015 by Dr. Penny Pincher.  All Rights Reserved.  Privacy Policy

Monday, October 5, 2015

How AdBlock Could Break the Internet

Will AdBlock Break the Internet?

Will AdBlock Break the Internet?

A few days ago, Apple announced that its new iPhone will support AdBlock software.  Apple is always making innovative upgrades to iPhones, so something as simple as supporting AdBlock may not sound like such a big deal.  But this could break the Internet.

If you are not familiar with AdBlock, it is software you can install so that ads do not appear when you look at websites.  I first saw AdBlock in action a few years ago when I tried to look at one of my websites on my wife's computer.  None of the ads on my page were displayed and I thought my ads were broken. I mentioned this to my wife and she explained that she runs AdBlock software on her Mac desktop.

Even back then, I realized it would be a big problem if too many people started using AdBlock.

"What's the problem?" you say.  There is all this free stuff on the Internet that you want to look at, but the ads are annoying.  Why not just block the ads and make it easier to surf the net?  The reason that all kinds of free stuff is available to read on the Internet is that the people publishing it can make money from the ads.  If there is no money to be made, people will stop putting free content on the Internet.  This includes bloggers like me on up through sites like the New York Times.

Apple's announcement raises the level of concern since this brings AdBlock to the mobile phone platform, which is a growth area for Internet advertising.  Also, featuring AdBlock as an innovative feature will encourage more users on desktop and mobile android platforms to adopt AdBlock.

As someone who likes to get free stuff, I am concerned.  If Internet ads dry up, there will be less free stuff that I can access as publishers like bloggers and news sites reduce the amount of free material they publish.

Perhaps some of the best content from the large publishers will move behind a pay wall.  But I won't pay.  As I have cut back my budget, I stopped getting a newspaper and also stopped getting cable TV.  Free stuff on the Internet is a major source of news and entertainment for me, and I don't want to see the quality content and variety go away.

Of course, I am also a publisher of free content on the Internet and revenue from ads provides a motivation to keep publishing new material.

What Could Be More Annoying Than Ads?

It will be interesting to see how this will unfold.  I agree that some Internet ads are pretty annoying, especially the pop-over ads and video ads, but alternate ways to pay for Internet content seem even more annoying.
  • Imagine having to subscribe and log in to each your favorite sites, not to mention paying a monthly subscription.  
  • Imagine having to type in your credit card number and pay a small amount, even 10 cents, to read articles you find as you surf the Internet.  
  • Imagine having to launch a separate app to view each of your favorite sites.  Using custom apps from each publisher is a way to get around AdBlock that works on browsers.
  • Imagine if the distinction between content and ads is blurred- think product placement.  News articles may have product promotions integrated into the story to get by AdBlock.
I am still optimistic that AdBlock proliferation could end favorably- there is a lot of money in play, and technology can change quickly.  One of the most promising scenarios is that only the most obnoxious ads will get blocked and the good ads- like mine- can get through, and people can enjoy free content on the Internet.

This seems better than the alternative where all ads get blocked, and a different way for readers to pay for content must be established.

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